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Posts Tagged ‘kids’

Photo Thank You Note Cards – Free Gift Cards Online

June 23rd, 2011 No comments

Photo Thank You Note Cards Personalize these note cards with your own uploaded photo—of yourself, your kids, even your dog or cat! Makes a great gift for grandparents—or upload a photo of friends or relatives for the perfect …

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Photo Thank You Note Cards – Free Gift Cards Online

Crafty Carnival: New custom calling cards or mommy cards added to …

May 4th, 2011 No comments

I’ve just added a few designs to my etsy shop. These are “business cards ” but made especially for moms like me who love to be able to whip out a card and hand it to another mom. I slide them into my kids backpacks for sleep overs, …

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Crafty Carnival: New custom calling cards or mommy cards added to …

Bilking the Taxpayers – the Supposedly Poor

April 25th, 2011 No comments

If people go on Medicaid when they are old and go into a nursing facility, they can still own a home in their name.

When they die, their estates are attached – but only for the cost of the premiums they paid to be on Medicaid – which might have only been $50 a month or so.

Not the actual cost of care – which could have been thousands a month.

Then, their kids can inherit the bulk of the estate – and the home could have been worth 4 million and it wouldn’t matter.

Most of the homes are probably NOT worth 4 million.  They belong to middle class or even poor people – so they get breaks just like the rich. 

BIG breaks.

Another family may have had parents who purchased long-term care and been responsible.  They may have paid thousands out over the years for their long-term care policies.  (I know one family that has paid out over $50,000 in long-term care premiums.)

So, let’s look at what is fair. 

And who is responsible – and who turns to the state because it is easy and no one holds anyone accountable. 

 

 

The Politcal Arena/ For us or against us either way?

March 14th, 2011 No comments

I keep on watching and hoping for some kind of compromise, or well thought out way to care for our nation. I have studied the issues and watched the Senate. I hear the comments “Somethings got to give”, “Entitlements must go”, “obvious and provable corruption” at least at the level of campaign contributions, in the voices of a few senators, I hear the heartfelt and murderous statements of many, I see that we are all probably taking part in a process in which one way OR the other we ALLwill probably be duped. Of course we must get out of debt. No one denies that. So who is going to stand up and say, you know this is partly my fault, so I am going to quit taking money under the table, and support the programs which give the best support to our people AND the budget. No where do I hear a humble voice, saying maybe the people have a few ideas we could use, as this Is their country, except for a very few Democrats, unless they are born of total hysterical and senseless anger. I am a bit discouraged at this point, because it isn’t dying that scares me. If I don’t do it to myself, I will go in peace. It is living that is difficult. We the living must edure, hopefully with joy and happiness. I am tired of the banners of the parties waving in my face. I want to have a life to live. That is why it has always been important to me to be a citizen of the country our forefathers left to us. I’ve worked since I was 9 years old babysitting to buy my own school lunches and clothes. When I was old enough for a real job I started paying taxes along with everyone else. while other kids were given the things they needed.  I have done everything from bagging groceries to in home care for the elderly and disabled. I am in a position now in which I need help. I feel sucker punched! I raised 4 children without a dime of government money and sacrificed plenty. I sent my kids to school with home made biscuits and cornstarch jam sandwiches for thier lunch, and hand me down clothes, and was dragged through interrogation of my motherhood by the school because my husband and I didn’t believe our kids should have lunch on taxpayer dollars. We all made it. I am still proceeding by the “skin of my teeth”.My deceased husband was a laboratory technician, trained in the Navy, and after two and a half hitches found out it was a supplemental wage job. Now THAT was a real crime huh? The accusation “if you can’t feed em, don’t breed em” , was with me long before it was stated here. But we did our level best with what we could do, and had unfortunate and rude surprizes, as do many.  Did I whine and complain? H— no! I went by the statement “Use it up, wear it out, Make it do or do without!” The meals I cooked were less than yummy a lot, and still are. Wouldn’t I love a menu in which I could actually buy ALL the ingredients I need. But I do not take what is not due to me. I am happy to have enough to get by. I don’t want to depend on anyone except myself, but at this stage, when I can no longer do physical labor, I need help. So crucify me. Just hurry up about it?Who wants to endure more nausea from stress than I ever had with four preganancies? Who wants to be kicked in the teeth for tireless service from my family, while my husband served our country? People these days feel persecuted if they don’t get to have an I POD. I wouldn’t know how to use one, because it is totally out of my budget, as is school, medical care, and a decent diet. Whoop and holler all you want, in whatever direction you want. WE are responsible for what happens to every soul who lives in the US. I paid in just as everyone else. Want to nail me to a cross because I’m old and disabled? That would be a typical ignorant of what IS happening in our government action. LOOK HARD AT EVERYONE!!!!!!!!!!!!!!!!!!!!!!!!!!! Isn’t it possible that this hornets nest was stirred up, just to get our attention diverted long enough to make slaves out of all of us, outside of party, and inside of GREED? How much of our legislation is bought and paid for, instead of initiated by public awareness? This could be the LAST wake up call. I am not as angry as I am just plain tired, after 60 plus years. What about you?

Bogoss-card game – Rossendale Online

January 3rd, 2011 No comments

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Bogoss-card game – Rossendale Online

How We All Spend Our Money…

December 14th, 2010 No comments

I read the article in Forbes: 

http://www.forbes.com/2010/12/06/how-the-world-spends-its-money-entrepreneurs-finance-ask-an-expert-10.html 

 

In my mind it presents a skewed version of the truth. The results and conclusions are based on a compilation of information from Master Card. What it fails to cover would be how people are handling the confusion over what their cards and banking accounts now do. They say that if you build a better maize, you get a smarter rat. We threw down some consumer protections and the rats got a lot more crafty… so crafty that they’re running in all directions and most of us are scrambling to figure out what our banks and lending institutions new games are. When you no longer have overdraft protection or you fear that it may jump start exorbitant interest rates… it will invariably modify some of your discretionary spending habits. Many of us have seen cards arbitrarily “readjusted” from $10,000 and $15,000 lines down to $5,000 and $10,000 lines with no explanation. This is just one area of many where MC or the other card companies would have a conflict of interest. They’d be disinclined to share information that casts them in a bad light. 

 

Moreover… the report is based on where folks spend money who are still spending it. If you have a job, chances are you’re employer hasn’t given you much of a raise over the last couple of years. (not surprising inasmuch as most of us were getting raises just below the cost of living over the preceding six years) For you, this downturn has remained pretty much station-keeping/business-as-usual. For people who are fortunate enough to still be working… their delusions and illusions are pretty much on an even keel. This report is about them. In truth, a valid report would have to include the spending habits of the unemployed and grossly under-employed also. Discretionary spending then includes things like Ramon noodles instead of pot roast. It may no longer include a car payment or insurance… but rather a monthly bus pass. Instead of a letterman’s styled team jacket for you favorite team, it probably means laundering a three year old coat and using a needle and thread to patch up the sweatshirt that you’d planned to dump last year… Layers are warmth. 

 

It would be easy to go on and on about this. In truth, those folks who have jobs don’t seem to understand why the deadbeats who got fired are in the fickle pickle they’re in. It is easy to point at our falling investments and beleaguered home values and say, “We all got hit by it… but you just get through it. I did. What’s wrong with those people?” Your comeuppance will likely show up years down the road when you can’t retire on your retirement, your social security was blown up by poor planning and profiteers, your healthcare has been rolled up into another corporate boondoggle, and your kids can’t be bothered with you because they’re trying to keep their own heads above water. The folks who are the quickest to judge and point fingers are too busy trying to pridefully boast about their guts and accomplishments to realize that they’re on thin ice and just lucky that their company has managed to hang on to them–they’re nobody special…. just lucky. 

 

America seems to be long on pride and short on empathy. Articles like this don’t lend themselves to the reality check most of us need. 

Array Of Hopes: Memory Card Online

November 22nd, 2010 No comments

Memory Card Online . I bought my kids their own memory card to use at school, about 2 months ago. Most of their assignments as installed in a memory card, which is good because it is easier to keep and gives their school bag enough space …

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Array Of Hopes: Memory Card Online

Advantages of Letting Your Kids Play Online Games » Games, Online …

November 11th, 2010 No comments

Advantages of Letting Your Kids Play Online Games Free Online Articles Directory Why Submit Articles? Top Authors Top Articles FAQ.

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Advantages of Letting Your Kids Play Online Games » Games, Online …

Wild Card/Tuesday — 10.19.10 – Huckleberries Online – Spokesman …

October 20th, 2010 No comments

My biggest regret in life is that my kids weren’t born then and never had a chance to meet their wonderful grandfather. Do you have a day on the calendar that you approach with trepidation? Now, for your Wild Card … …

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Wild Card/Tuesday — 10.19.10 – Huckleberries Online – Spokesman …

Primary: Singo Calling Cards

August 27th, 2010 No comments

In making up the calling cards , I discovered I missed Article of Faith #6 (there should be 37 items total). Woops – none of the Singo cards have it.

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Primary: Singo Calling Cards