Hello everyone, recently completed a short sale and now Greentree is wanting money from the shortage. They were the 2nd on the loan and were shorted $54,000.00 but are willing to accept cash payment of $13,500.00 which is a respectable offer and I would like to pay that more than ever. I elected to move back in to my rental property during the short sale process,which I am grateful to have had that option. Now the property in which my family and I reside has a tax assessed value of $186,500.00 and I currently owe $140,000.00, and I cannot find ANY lender willing to loan me $13,500.00 because I missed 12 payments in a row (on the house that I had to short sale)during the short sale process. Does anyone have any suggestions???
Categories: main-street Tags: 500-00-because, 500-00-which, accept-cash, family, house, lender-willing, property, rental-property, short-sale, the-property, wanting-money
I ask this, because an article written by Scott Burns (writer for Dallas News), believes that very few people can take advantage of the mortgage interest deduction.
http://assetbuilder.com/blogs/scott_burns/archive/2010/11/19/would-you-miss-the-mortgage-interest-deduction.aspx
I know that we are able to make use of the deduction, because of 2 things: Mortgage interest is under the standard deduction by a little more than $1,000/yr. This is even on a short term (15 year) mortgage. However, our property taxes are relatively high (slightly over $8k), which is just about 2.3% of the appraised value of our house. So, between the 2, we are easily able to make use of the mortgage interest deduction.
So, who else is able to use the deduction?
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